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Use your insurance benefits before the end of the year

Now is the time to use your insurance benefits before the end of the year. If you have insurance, there is a good chance you have a certain amount of dental insurance budgeted for each calendar year. The Vartanian Dental Group in Mission Viejo accepts most insurance plans and if you are new to Orange County, be sure to see if the Vartanian Dental Group in Mission Viejo is on your insurance list. You’ll want to choose the Vartanian Dental Group for several reasons, but the most important reason is because they are the best dental practice in Orange County. One of the things that make them the best dental practice is that they have the best doctors all under one roof. They specialize in family dentistry, children’s dentistry, braces, disease specialists and surgeons are all here at the Vartanian Dental Group. If you have insurance money left on your budget to spend for the year, be sure to call the office to see what procedures you can have done under the remaining insurance you have budgeted for the year.

The Vartanian Dental Group feels that using the maximum amount of your insurance is the best way to keep costs down in the future. Let me explain what I mean in more detail. When I was a child, my entire family was under my Mom’s insurance plan. There was Mom, Dad, me and my two brothers in the household growing up and I remember my parents talking about who in the family needed what done and who was a priority and what procedures could wait until next’s year’s budget. The Vartanian Dental Group believes this strategy is a good strategy and it worked well for my family growing up. For example, I remember one year, my Dad needed a crown, so by the time all five of us had our twice yearly cleanings, there just enough budget left in the insurance to pay for the crown, so he was able to get it done with no money out of pocket. Our family had already paid the deductable and premium for the year, so we might as well use up all the benefits. That year worked out great because we were able to get everything done under our insurance policy, saving us about a thousand dollars. However, I remember another year being different. It was the year I had several cavities to fill, which meant another visit and more money taken from our insurance budget. That same year, all five of us had our twice yearly cleanings and this time my Mom needed some work done, but I had used the entire budget from my fillings, so we planned for her surgery later in January, when the calendar year started again and the budget was restored. We had to be careful on how much insurance we used again that year because Mom had used a good chunk of it early in the year. It all worked out great for our family and we believe it will work out great for you too if you use this strategy for maximizing your insurance.

When I was growing up, we only had a $2000 a year budget for a family of 5 and you can only imagine if one thing went wrong, meaning a cap, a crown or fillings, that meant we were reaching into our pockets to pay for dental needs, so for us, it was very important to have a plan when it comes to our dental insurance and the dental procedures we chose to do and when. Sometimes it was a balancing act, but was something that we managed and benefitted from and I highly recommend you do the same with your family. The end of September and the beginning of October is the time t plan to use all the benefits you can, because you never know when you’ll need things down the road and if you have insurance that if you don’t use it, you lose it, you might as well plan to come into the Vartanian Dental Group in Mission Viejo to see if there is anything you can benefit from by using your insurance plan to the maximum.